wendy was bored. dirty old fuck.

Cluster Family Office Team

Xavier Mariana

Managing Partner

cluster family office Xavier

Fixed income, equity and private equity investment analyst. Advisor in financial planning, real estate and management of international asset holdings and investment structures. Regularly publishes articles in the press, blogs and in financial publications.Founder and co-founder of companies in various sectors that were later sold to exclusively dedicate his activity to the single and multi-family office.

He has managed assets and investments of his own family since the early 90s. He founded Cluster Family Office in December of 2007 with the intention of creating a company to meet all the asset needs that his own Family had to face more than two decades ago. Mr. Mariana attended the University of Barcelona for his Business Studies. He has given several courses, seminars and conferences related to integral wealth management and family office.

Gian Paolo Amato

Managing Partner

cluster family office Gian Amato

Fixed income, equity and private equity investment analyst. Consultant on financial planning, and creation of international structures for investments and asset holdings.

Previously he worked as a Financial Advisor in the Global Wealth Management division of Merrill Lynch USA. In this role, he was responsible for managing investment portfolios and prospecting new clients in South Florida, USA. He also worked in an IT consulting and technology platform provider company, where he held several positions of responsibility. He joins Cluster Family office in May of 2009.

Mr. Amato received a Bachelor of Business Administration in International Business and Trade, from Florida Atlantic University. He holds a Post-Graduate Degree in Wealth Management from the Institut d’Estudis Financers, and a Master in Corporate Finance from the University of Barcelona. In addition, he completed the Investment Decisions and Behavioral Finance Program at the John F. Kennedy School of Government at Harvard University.

Àngels Descamps

Partner - General Counsel

Cluster Family Office Angels

In charge of the Legal Department at Cluster Family Office. Adviser in legal matters of financial and real estate investments. It also provides strategic legal advice for companies. Consultant of family business.

Previously, she worked as a lawyer at Bufete Mora & Ortega for 7 years, where she was responsible for managing Private Clients, Banks, Insurance Companies and other Institutional Clients. She holds a law degree from the Universitat de Lleida.

Borja Rovira Pardo


Borja Rovira equipo CFO

Investment analyst in fixed income, equity and private equity. Adviser in financial planning and in the creation of international investment and asset structures. Previously, he worked as chief accountant of a company with real estate investments in Baltic countries. He has also worked for more than 12 years in Caixa Catalunya, in several positions including risk manager for the corporate banking division as well as senior manager for private banking. He later joined Banco Madrid as an independent banker for over 4 years.

After his passage through the banking world and in search of a more complete vision of the patrimonial management, he joined Cluster Family Office in June 2010. He holds a degree in Business Administration and Management, specializing in Finance, from the Universitat Abat Oliva. In addition, he received a Master’s Degree in Economic and Financial Management from ESADE, a postgraduate degree in banking management from IDEC, as well as the EFA (European Financial Advisor) degree from the IEF. He has an executive of the Catalan Football Federation serving as a treasurer and is currently the economic manager of the mutuality of Catalan footballers with more than 130,000 members.

Cristina Fernández

Back Office Assistant

Administrative Assistant.

Alfonso Carrillo


Alfonso Carrillo equipo CFO

Advisor – Business Planning, Financial Valuation, M&A, and Corporate Governance Advisor. Board Member in several companies.


For more than 20 years he has served in various managerial positions in national and international financial institutions; Banorte, Grupo Financiero Invex, HSBC, Cremi Group and Nacional Financiera among others, in the Private Banking, Corporate Banking and Business departments.


He received a Global Executive MBA from the University of Miami and has several specializations in Corporate Finance, Business Valuation and Intangibles, M&A, and Corporate Governance. In addition, he holds a Bachelor´s Degree from the Instituto Tecnologico de Estudios Superiores de Occidente (Mexico).


Mr. Carrillo serves as a Board Member in several companies in the Technology, Industrial Plastics, Real Estate and Transportation segments, as well as in the Instituto Mexicano de Ejecutivos de Finanza. Speaker at various national and international forums and has taught courses in the Universidad Panamericana, ITESM e ITESO.

Joan Albert Mercader



Consultant specialized in Human Resources and Family Business.  Expert in conducting staff selection processes from an internal perspective (Internal Evaluation) as well as an external perspective (Executive Search, Recruitment and Selection).
Mr. Mercader has dilated experience in different business sectors (Retail, R & D, Consumer, Editorial, Sports, Fashion, Auxiliar Automoción …) holding several positions (Middle and Top Management).


Family Business Companies and Family Business Development
Executive Search-Head Hunting service
Recruitment and selection
Individual and Collective Coaching (Departmental / Hierarchical)
Internal / External Evaluations
Work Environment Studies
Performance appraisals, etc.

Want to talk? We will call you

We can help you manage your wealth.

Complete the form, we will call you within 48 hours

    How can we help you? *

    go to this web-site skinny brunette asian slut gets doggy style slammed.

    Has salido de tu sesión correctamente, saludos

    Call Now Button