We look after your interests
Torres Sarrià, Carrer de Can Ràbia, 3-5, 4ª Planta BCN 08017
Pº de la Castellana, 93 2nd floor MADRID 28046
Cluster Family Office clients enjoy a a wide range of global services designed to provide a personalised solution all the family’s needs.
Comprehensive services for clients seeking competent and expert wealth management advice, led by a multidisciplinary team of specialists in each field.
Through Creand Wealth Management, the Cluster Group offers financial services that are fully tailored to the needs of each client, ranging from small-scale savers and investors to the international management of large fortunes and assets.
Cluster Family Office: the key piece missing from your wealth
High-net-worth or middle-net-worth clients, ordinary savers and investors, as well as individuals who have come into sudden wealth (through inheritance, the lottery, etc.), who wish to entrust the management of their assets to an external, professional team or who wish to learn how to co-manage their assets in the future through the Cluster and Creand Wealth Management team, for whom we act as authorised agents.
For various reasons:
For all these reasons, it is It is common for families to entrust this to independent advisers Comprehensive wealth management. At Grupo Cluster, we provide you with the wealth management advice best suited to your needs.
As part of the Cluster Group’s comprehensive wealth management advice and in our capacity as authorised agents for Creand Wealth Management, we offer the following services:
Let’s take a closer look at some of them.
Complying with the tax regulations and legal framework of each country is always a sure way of ensuring that your capital and wealth management is always secure and effective.
With this in mind, we offer tax and legal advice tailored to your needs, as part of our wealth management service.
Our Comprehensive Wealth Planning is responsible for the process of analysis, assessment and comprehensive implementation that will determine the guidelines to be followed in the present and future, drawing on the Client’s global assets.
To this end, We restructure and adapt the family business’s assets those objectives considered vital to each Family:
In turn, We can draw up a ‘Life Balance’ assessment and personalised reports the Family Office’s half-yearly reports.
An initial assessment which takes into account all the personal circumstances affecting the asset holder; it is vitally important to be aware of these before making any recommendations, for example:
At Creand Wealth Management, for whom we act as authorised agents, we offer financial investment advice, based on the initial analysis carried out, regarding the portion of your assets that you have decided to allocate to liquid assets.
Financial advice includes:
In order to implement the investment proposals, Our team of analysts first monitors a wide range of financial assets and carries out an in-depth analysis of those that are most appealing.
They then draw up reports, taking into account a wide range of parameters that enable the assets to be compared with one another.
They carry out face-to-face visits to those asset management firms whose financial assets have proved of interest, in order to explore in greater depth:
Including all the information gathered in the final assessment.
To this end, we offer the following services:
Analysis, advice and supervision of the selected financial institutions on behalf of and/or in conjunction with the Client, as well as comparative analyses of costs and bank charges.
Both domestic and international collective investment schemes:
Analysis and valuation of property assets, and the development of short-, medium- and long-term investment strategies, taking into account the family’s personal circumstances.
Property consultancy for buying and selling, optimising and assisting with:
In order to implement the investment proposals, Our team of property analysts selects and analyses developments and opportunities across all regions geographical.
It analyses price trends in each market over recent years, as well as projected housing needs and the housing stock currently available, together with other macroeconomic variables that may influence future performance, selecting those that will best preserve capital in the long term.
To this end, we offer the following services:
Monitoring and reducing agency fees for all property transactions
Making investment proposals for unlisted companies, which are tailored to the family’s needs and circumstances, with the aim of contributing to the growth and expansion of its assets.
Through Banco Alcalá, our team of analysts examines a wide range of proposals, from both entrepreneurs and internationally renowned investment managers.
Placing particular emphasis on analysing:
Advice on registration of vehicles, both domestic and international.
They should serve to optimise the tax burden, whilst providing access to a wide range of assets, primarily investment funds and private equity for family offices.
Experience in setting up holding companies in various jurisdictions, all of which have tax treaties with OECD countries.
As part of our advisory service on succession, wills and inheritance, we offer you management advice for all the Client’s corporate relationships.
For this reason, we advise you on succession, inheritance and dispute resolution, as well as generational succession.
Over the years, it is common for families to turn to people they trust for advice in certain areas, such as legal or tax matters.
As part of our efforts to provide the best possible comprehensive advice, We are used to liaising with the families’ advisers and relying on them, as they have a thorough understanding of the personal and family circumstances, so that, together, we can provide the best possible service, whilst always ensuring independence and alignment with the client’s interests.
Involvement of advisers – whether internal and/or external – on whom the Family has previously relied and in whom they have confidence.
Hiring an MFO will not mean doing without these professionals at all
We are seeking to integrate it into the new asset management structure and to coordinate its services with those of the Cluster Group.
Support for families in all matters relating to leisure, personal and family wellbeing, and you can delegate any of your tasks, commitments and obligations at any time, as we take care of any unexpected issues that may arise in your day-to-day life.
For this reason, At Cluster Family Office, we offer you personalised support and advice in all matters relating to leisure, personal and family wellbeing, and all the day-to-day tasks that need to be carried out.
Should your family be interested in making donations, our Philanthropy service, which forms part of the Multi-Family Office’s wealth management advisory service,, it helps you, as it provides a useful advisory and support service.
For this reason, at CFO we analyse, channelling and monitor donations, as well as the legal structures required to ensure their long-term sustainability.
Support and advice on setting up family foundations
Review of the family’s current insurance policies and advice on taking out new cover those that best meet the current and future needs of all members, optimising costs and coverage.
Within Through our Insurance Services, we offer you a comprehensive analysis and taking out comprehensive insurance cover for the whole family:
In our work advising large family-owned business groups (as part of our personal coaching service in Barcelona), we have found ourselves in a situation where, for one reason or another, The future heirs to the family business had no connection with it and knew nothing about the management of either the family’s assets or the business itself.
Cluster Family Office has developed a protocol to advise, guide and train heirs in those areas of wealth management and family business that interest them most, so that in the future, when the time comes for them to take on a role within the family business, this does not become a problem, but rather, thanks to the work and effort they have put in, they can deal with this situation as a matter of course.
Don’t think twice about it – having the advice and support of a family office is vital for maintaining and improving your standard of living and that of your family.
Please get in touch with us by phone, email or by filling in the form below, Once you’ve spoken to us, everything will be clearer and you’ll be able to make the right decision.
At Cluster Family Office, we advise and support families whose children wish to study at the most prestigious universities in the US, preparing them for entrance exams such as the SAT, ACT and TOEFL, etc. We support them throughout the entire process from start to finish (applications, essays, visas, etc.). We also specialise in recreational and sports summer camps, career coaching to help students decide which degree to study, and pre-university summer courses to prepare pupils for their journey to US universities.
Cluster Family Office has developed a protocol to advise, guide and train heirs in those areas of wealth management and family business that interest them most, so that in the future, when the time comes for them to take on a role within the family business, this does not become a problem, but rather, thanks to the work and effort they have put in, they can deal with this situation as a matter of course.
Don’t think twice about it – having the advice and support of a family office is vital for maintaining and improving your standard of living and that of your family.
Please get in touch with us by phone, email or by filling in the form below, Once you’ve spoken to us, everything will be clearer and you’ll be able to make the right decision.
We can help you and grow your wealth.
Fill in the form, we will call you back within 48 hours.
Torres Sarrià, Carrer de Can Ràbia, 3-5, 4ª Planta BCN 08017
Pº de la Castellana, 93 2nd floor MADRID 28046
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