Cluster Family Office Blog

«I don't usually enter forums or anything like this because I consider that nobody ever enters to applaud, but in this case, and as a particular experience, I will be very very objective. I am a DVL of the company Citi...y really, I haven't had a significant income yet, and when it has started to pay off, with the drop from USA in the bags...which by the way....Citigroup no longer LEADS the list forbes...now it's number 7...it's a good number, but it's not THE FIRST COMPANY WITH THE BIGGEST FINANCIAL ASSETS. income has fallen to the floor The crisis has really hit, but it's depressing when your equipment falls apart, because once you've sold your family members insurance, the investment etc...and you manage to climb a few «rungs to the so-called success» The time is over, because nowadays no customer will be fia of the bags..who rents a 12% OF WHAT ! There are many, many people that should not be in Citi, and this is not to discriminate, but they discredit a way of working or earning a living, of someone who can do it well...that is to say, it cannot come to a macarrilla with a tie, who has no idea whether Values are spelled with a B or a V , to make you an investment fund, that maybe in a remote village in Cuenca or Soria ,It works, but in a city so «classic»and «conservative» as Madrid, not "conservative" as Madrid, not "conservative" as Madrid. works...and I regret that because it is hechar stones on my own roof, as it has been a personal failure in a «supposed business» to undertake, in which, it is true, you do not invest a millionaire, but my time is worth millions, like everyone else's, and I have stopped seeing my young children for a year and a half to carry out a business that would give me «financial independence» and in the end, I have returned to my old business. Look gentlemen, I will achieve financial independence by working from sunrise to sunset, even in two businesses, or by working on a freelance basis. ajenta , why not? studying (for real) and learning more every day, to keep up to date... but I refuse to kick me the streets selling the products, which moreover has Citibank, I am «convincing» my friends that this is the deal of the century and selling them that Citigroup is the best of the best, wasting my time, so that the commissions can be shared out by my Rl , Rvp and so on.... I understand that in America , that is (or was) of a bestial success, but here in Spain we don't work like that...and it's such a different system that it will take many years for this to go ahead, if it ever does. it worked here when the economy was doing well, and, as is often the case in the marketing relational, they was very well to the founders, and I am very happy for them, because it is true that there is a lot of human qualities in Citi, But those of us who are just starting out have such a hard job ahead of us that I don't think anyone will reach the figures that we «sell you» in principle. I'm very sorry to say it, but I keep seeing that there are many people who are «in the middle of a crisis".«self-deception»I'm not saying it's a bad job...but don't defend it tooth and nail, because nowadays...and for only a year, Ing, and other banking companies are doing the same, and some customers have already made my face red in the face, as these banks are much better known, they market many more products than Citi...and the training of commercial staff is light years ahead of that of the Citi.... also if you have a password for the Intranet from Citisoluciones, and if you look at the last productions, they have gone down a lot, and the Rvp, are in a mediocre figure of around 3.500 € per month (the best ones) ...and that money is earned any month between my wife and me (and without paying taxes, that is NET.... and we double it when we have extra payments, and without depending on the commission agents below, nor having to maintain an office, and leaving every day at 18:00 The packaging of Citi, but the package itself is only for a few, not for everyone. Concluding:
It is a good alternative for some people...but not for all...somehow when you are learning and you see that it works, you «use» your family, friends, acquaintances, and former clients, to be able to climb in the «race to the office» and I personally feel sorry that although some people want to follow you, they see how time and time again they are told no, and how very good I'm really sorry, especially because it makes my face fall off, but I'm not going to be able to do it. shame when I see that a Mr which is below me (pfi=piltrafilla as he is «affectionately» called in Citi) sells an insurance policy with all his effort to his brother-in-law, father, or brother...so that he does not get a Euro and yet I get it...look gentlemen, I still have dignity and I will not fill my pocket at the expense of others...who in turn, I am filling it with my efforts .... pyramid schemes, although there are some exceptions, but in general it is a «business". network» of pyramid how it works in USA They also want to apply the American system to everything...the watch, the ring, the pin to the best transfers...and above all something that I don't like at all, and I think my opinion is shared by many colleagues/ex-colleagues of Citi, are the applause to sell more, to passing an exam etc etc... Another issue I can't stand is the ridiculous weekend conventions...excuse me Messrs CITIS, But it is not normal that they «invite to a convention» and charge the entrance fee, and on top of that you have to go by your own means... it is clear that it is for your own business and a supposed investment, but I consider that until you earn real money, you should invite the head of the office«.«RVP»I have been in several companies and some of them were for your own business, and certainly the entrance fee was paid by you, but the company paid for the travel, and at least a bottle of water was given to you at the entrance...because the convention I found the «Spartans» weekend a few months ago a real joke, just to motivate, to tell us what they tell us Friday after Friday in the classes... So much that they sold that there would be a before and after the convention (yes, there has been, before the growth and after the real estate crisis in USA, hehe) If we don't need motivation !!!!!...it is very nice to see the father with his son and everything. that...but two days out of my weekend for that ? and spending the money to go , parking and not even a ticket of a drink, for a ticket that cost me 50 € per person ? is that convention I wanted to take my children, and it cost me 200 € for tickets only + lunch costs + parking...I don't even want to think about it From Again, I really apologise because I didn't think I could do this, but I see people who work in the Citi somewhat aggressive and defending the company to the death, and me looking at it objectively, and assuming my failure, I just want to that eyes are opened, because Citisoluciones, is a option If you want to join, great, but you're going to have to fight twice as hard as if you join another financial solutions company, and as independent, European, commissioned financial advisors, with more renown....ya than you might think, no matter how hard you try, Citigroup in Spain nobody knows him, and you spend an hour or two more in the interviews, and at the same time you have to first sell who the company is, when, however, if you present yourself as a BBVA, for example, it is not necessary to I am also grateful already which has helped me to learn a little about the basics of how money, insurance and investment funds work, for which I am very grateful to Citi, I also encourage those who want to enter by taking the course and learn, for that is very valid and there are leaders who are good professionals ... as there are others. who only know how to strut about what they earn, don't earn, have, don't have, know or don't know... it depends on your luck in the office you enter. Greetings and good luck to the entrepreneurs of Citi...although every day I'm more and more glad that I unsubscribed, I feel very disappointed. Please could someone who is in the Citi and feel the same way, because I don't think I'm the only person who feels the same way.... I remember that I wore in citi one and a half years DVL : J.G.G. P.S. I would like to point out that the majority of offices/franchises of Citi which, moreover, have almost all opened in Canary Islands and much smaller cities than Madrid , have closed again because they have no successful income, no financial independence of any kind...and from going from the tie to the monkey , I guess it has been quite depressing, especially when they have reached the dreamed one. RVP...and when they have lost along the way, time, friends, money, and illusions».»