{"id":22829,"date":"2008-06-08T21:54:00","date_gmt":"2008-06-08T21:54:00","guid":{"rendered":"https:\/\/clusterfamilyoffice.com\/blog\/?p=503"},"modified":"2008-06-08T21:54:00","modified_gmt":"2008-06-08T21:54:00","slug":"la-sinceridad-de-un-anonimo-de-citi","status":"publish","type":"post","link":"https:\/\/clusterfamilyoffice.com\/en\/la-sinceridad-de-un-anonimo-de-citi\/","title":{"rendered":"The sincerity of an anonymous Citi."},"content":{"rendered":"<div style=\"text-align: justify;\">We have received an anonymous comment to our article <a href=\"http:\/\/www.rankia.com\/blog\/familyoffice\/2007\/06\/citisoluciones-el-networking-al.html\" target=\"_blank\" rel=\"noopener\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_0\">Citisoluciones<\/span>, the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_1\">Networking<\/span> in the service of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_2\">CitiBank<\/span>. Rest in peace the financial independence of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_3\">Kiyosaki<\/span><\/a>. The fact that we are publishing it does not mean that we subscribe to all of its content, but it seems to us to be as raw as it is sadly sincere, and we think it deserves to be read in full and in the form of a post. We have transcribed it exactly as the author wrote it, without changing a single comma:<\/div>\n<blockquote>\n<div style=\"text-align: justify;\"><span style=\"font-style: italic;\">\u00abI don't usually enter forums or anything like this because I consider that nobody ever enters to applaud, but in this case, and as a particular experience, I will be very very objective.<\/span> <span style=\"font-style: italic;\">I am a <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_4\">DVL<\/span> of the company <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_5\">Citi<\/span>...y<\/span><span style=\"font-style: italic;\"> really, I haven't had a significant income yet, and when it has started to pay off, with the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_6\">drop<\/span> from <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_7\">USA<\/span> in the bags...which by the way....<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_8\">Citigroup<\/span> no longer LEADS the list <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_9\">forbes<\/span>...now it's number 7...it's a good number, but it's not THE FIRST COMPANY WITH THE BIGGEST FINANCIAL ASSETS.<\/span><span style=\"font-style: italic;\"> income has fallen to the floor<\/span> <span style=\"font-style: italic;\">The crisis has really hit, but it's depressing when your equipment falls apart, because once you've sold your family members insurance, the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_10\">investment<\/span> etc...and you manage to climb a few \u00abrungs to the so-called <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_11\">success<\/span>\u00bb The time is over, because nowadays no customer will be <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_12\">fia<\/span> of the bags..who rents a 12% OF WHAT !<\/span> <span style=\"font-style: italic;\">There are many, many people <\/span><span style=\"font-style: italic;\">that should not be in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_13\">Citi<\/span>, and this is not to discriminate, but they discredit a way of working or earning a living, of someone who can do it well...that is to say, it cannot come to a <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_14\">macarrilla<\/span> with a tie, who has no idea whether Values are spelled with a B or a V , to make you<\/span><span style=\"font-style: italic;\"> an investment fund, that maybe in a remote village in Cuenca or <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_15\">Soria<\/span> ,It works, but in a city so \u00ab<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_16\">classic<\/span>\u00bband \u00abconservative\u00bb as Madrid, not \"conservative\" as Madrid, not \"conservative\" as Madrid.<\/span><span style=\"font-style: italic;\"> works...and I regret that because it is <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_17\">hechar<\/span> stones on my own roof, as it has been a personal failure in a \u00absupposed business\u00bb to undertake, in which, it is true, you do not invest a millionaire, but my time is worth millions, like everyone else's, and I have stopped seeing my young children for a year and a half to carry out a business that would give me \u00abfinancial independence\u00bb and in the end, I have returned to my old business.<\/span> <a onblur=\"try {parent.deselectBloggerImageGracefully();} catch(e) {}\" href=\"http:\/\/www.rankia.com\/blog\/familyoffice\/uploaded_images\/Honest001-764205.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" style=\"margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 431px; height: 308px;\" src=\"http:\/\/www.rankia.com\/blog\/familyoffice\/uploaded_images\/Honest001-764203.jpg\" alt=\"\" border=\"0\" \/><\/a><span style=\"font-style: italic;\">Look gentlemen, I will achieve financial independence by working from sunrise to sunset, even in two businesses, or by working on a freelance basis. <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_18\">ajenta<\/span> , why not? studying (for real) and learning more every day, to keep up to date... but I refuse to <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_19\">kick me<\/span> the streets selling the products, which <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_20\">moreover<\/span> has <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_21\">Citibank<\/span>, I am \u00abconvincing\u00bb my friends that this is the deal of the century and selling them that <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_22\">Citigroup<\/span> is the best of the best, wasting my time, so that the commissions can be shared out by my <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_23\">Rl<\/span> , <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_24\">Rvp<\/span> and so on.... I understand that in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_25\">America<\/span> , that is (or <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_26\">was<\/span>) of a bestial success, but here in Spain we don't work like that...and it's such a different system that it will take many years for this to go ahead, if it ever does.<\/span><span style=\"font-style: italic;\"> it worked here when the economy was doing well, and, as is often the case in the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_27\">marketing<\/span> relational, they <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_28\">was<\/span> very well to the founders, and I am very happy for them, because it is true that there is a lot of human qualities in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_29\">Citi<\/span>, But those of us who are just starting out have such a hard job ahead of us that I don't think anyone will reach the figures that we \u00absell you\u00bb in principle.<\/span> <span style=\"font-style: italic;\">I'm very sorry to say it, but I keep seeing that there are many people who are \u00abin the middle of a crisis\".\u00ab<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_30\">self-deception<\/span>\u00bbI'm not saying it's a bad job...but don't defend it tooth and nail, because nowadays...and for only a year, <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_31\">Ing<\/span>, and other banking companies are doing the same, and some customers have already made my face red in the face, <\/span><span style=\"font-style: italic;\">as these banks are much better known, they market <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_32\">many<\/span> more products than <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_33\">Citi<\/span>...and the<\/span><span style=\"font-style: italic;\"> training of commercial staff is light years ahead of that of the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_34\">Citi<\/span>.... also if you have a password for the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_35\">Intranet<\/span> from <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_36\">Citisoluciones<\/span>, and if you look at the last productions, they have gone down a lot, and the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_37\">Rvp<\/span>, <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_38\">are<\/span> in a mediocre figure of around 3.500 \u20ac per month (the best ones) ...and that money is earned any month between my wife and me (and without paying taxes, that is NET.... and we double it when we have extra payments, and without depending on the commission agents below, nor having to maintain an office, and leaving every day at 18:00<\/span> <span style=\"font-style: italic;\">The packaging of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_39\">Citi<\/span>, but the package itself is only for a few, not for everyone.<\/span> <span style=\"font-style: italic;\">Concluding:<br \/><\/span><a onblur=\"try {parent.deselectBloggerImageGracefully();} catch(e) {}\" href=\"http:\/\/www.rankia.com\/blog\/familyoffice\/uploaded_images\/2005-566-political-behaviou-785793-723768.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" style=\"margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 323px; height: 260px;\" src=\"http:\/\/www.rankia.com\/blog\/familyoffice\/uploaded_images\/2005-566-political-behaviou-785793-723765.jpg\" alt=\"\" border=\"0\" \/><\/a><span style=\"font-style: italic;\">It is a good alternative for some people...but not for all...somehow when you are learning and you see that it works, you \u00abuse\u00bb your family, friends, acquaintances, and former clients, to be able to climb in the \u00abrace to the office\u00bb and I personally feel sorry that although some people want to follow you, they see how time and time again they are told no, and how <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_40\">very good<\/span> I'm really sorry, especially because it makes my face fall off, but I'm not going to be able to do it. <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_41\">shame<\/span> when I see that a <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_42\">Mr<\/span> which is below me (<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_43\">pfi<\/span>=<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_44\">piltrafilla<\/span> as he is \u00abaffectionately\u00bb called in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_45\">Citi<\/span>) sells an insurance policy with all his effort to his brother-in-law, father, or brother...so that he does not get a Euro and yet I get it...look gentlemen, I still have dignity and I will not fill my pocket at the expense of others...who in turn, I am filling it with my efforts .... pyramid schemes, although there are some exceptions, but in general it is a \u00abbusiness\". <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_46\">network<\/span>\u00bb of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_47\">pyramid<\/span> how it works in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_48\">USA<\/span><\/span> <span style=\"font-style: italic;\">They also want to apply the American system to everything...the watch, the ring, the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_49\">pin<\/span> to the best <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_50\">transfers<\/span>...and above all something that I don't like at all, and I think my opinion is shared by many colleagues\/<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_51\">ex<\/span>-colleagues of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_52\">Citi<\/span>, are the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_53\">applause<\/span> to sell more, to <\/span><span style=\"font-style: italic;\">passing an exam etc etc...<\/span> <span style=\"font-style: italic;\">Another issue I can't stand is the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_54\">ridiculous<\/span> weekend conventions...excuse me <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_55\">Messrs<\/span> <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_56\">CITIS<\/span>, But it is not normal that they \u00abinvite to a convention\u00bb and charge the entrance fee, and on top of that you have to go by your own means... it is clear that it is for your own business and a supposed investment, but I consider that until you earn real money, you should invite the head of the office\u00ab.\u00ab<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_57\">RVP<\/span>\u00bbI have been in several companies and some of them were for your own business, and certainly the entrance fee was paid by you, but the company paid for the travel, and at least a bottle of water was given to you at the entrance...because the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_58\">convention<\/span> I found the \u00abSpartans\u00bb weekend a few months ago a real joke, just to motivate, to tell us what they tell us Friday after Friday in the classes... So much that they sold that there would be a before and after the convention (yes, there has been, before the growth and after the real estate crisis in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_59\">USA<\/span>, <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_60\">hehe<\/span>) If we don't need motivation !!!!!...it is very nice to see the father with his son and everything. <\/span><a onblur=\"try {parent.deselectBloggerImageGracefully();} catch(e) {}\" href=\"http:\/\/www.rankia.com\/blog\/familyoffice\/uploaded_images\/ciutadansdineroru1-747201.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" style=\"margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 176px; height: 195px;\" src=\"http:\/\/www.rankia.com\/blog\/familyoffice\/uploaded_images\/ciutadansdineroru1-747177.jpg\" alt=\"\" border=\"0\" \/><\/a><span style=\"font-style: italic;\">that...but two days out of my weekend for that ? and <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_61\">spending<\/span> the money to go , <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_62\">parking<\/span> and not even a <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_63\">ticket<\/span> of a drink, for a ticket that cost me 50 \u20ac per person ? is that convention <\/span><span style=\"font-style: italic;\">I wanted to take my children, and it cost me 200 \u20ac for tickets only + lunch costs + <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_64\">parking<\/span>...I don't even want to think about it<\/span> <span style=\"font-style: italic;\">From <\/span><span style=\"font-style: italic;\">Again, I really apologise because I didn't think I could do this, but I see people who work in the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_65\">Citi<\/span> somewhat aggressive and defending the company to the death, and me looking at it objectively, and assuming my failure, I just want to <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_66\">that<\/span> eyes are opened, because <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_67\">Citisoluciones<\/span>, is a <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_68\">option<\/span> If you want to join, great, but you're going to have to fight twice as hard as if you join another financial solutions company, and as independent, European, commissioned financial advisors, with more renown....ya than you might think, no matter how hard you try, <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_69\">Citigroup<\/span> in Spain nobody knows him, and you spend an hour or two more in the interviews, and at the same time you have to first sell who the company is, when, however, if you present yourself as a <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_70\">BBVA<\/span>, for example, it is not necessary to<\/span> <span style=\"font-style: italic;\">I am also grateful already <\/span><span style=\"font-style: italic;\">which has helped me to learn a little about the basics of how money, insurance and investment funds work, for which I am very grateful to <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_71\">Citi<\/span>, I also encourage those who want to enter by taking the course and learn, for that is very valid and there are leaders who are good professionals ... as there are others. <\/span><span style=\"font-style: italic;\">who only know how to strut about what they earn, don't earn, have, don't have, know or don't know... it depends on your luck in the office you enter.<\/span> <span style=\"font-style: italic;\">Greetings and good luck to the entrepreneurs of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_72\">Citi<\/span>...although every day I'm more and more glad that I unsubscribed, I feel very disappointed.<\/span> <span style=\"font-style: italic;\">Please could someone who is in the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_73\">Citi<\/span> and feel the same way, because I don't think I'm the only person who feels the same way.... I remember that I wore in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_74\">citi<\/span> one and a half years<\/span> <span style=\"font-style: italic;\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_75\">DVL<\/span> : J.G.G.<\/span> <span style=\"font-style: italic;\">P.S. I would like to point out that the majority of offices\/franchises of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_76\">Citi<\/span> which, moreover, have almost all opened in<\/span> <span style=\"font-style: italic;\">Canary Islands and much smaller cities than Madrid , have closed again because they have no successful income, no financial independence of any kind...and from going from the tie to the monkey , I guess it has been quite depressing, especially when they have reached the dreamed one. <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_77\">RVP<\/span>...and when they have lost along the way, time, friends, money, and illusions\u00bb.\u00bb<\/span><\/div>\n<\/blockquote>\n<div style=\"text-align: justify;\">Anonymous friend, in our article of more than a year ago we said that it was a decent job like any other, but the company is unethical with its customers and also with its employees as you have described very well. It plays with the yearning to achieve financial independence which is much closer in the reading of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_78\">Kiyosaki<\/span>, The fact that it is a simple book, despite the fact that it is a simple book, than in that work activity. Especially for potential customers. It is a pity that the author of <a href=\"http:\/\/www.padrericopadrepobre.com\/\" target=\"_blank\" rel=\"noopener\">Rich Dad, Poor Dad<\/a> has lent (sold) himself to such a game. It dishonours him and harms third parties.<\/p>\n<p>A pyramidal and pseudo-sectarian structure that hunts and captures the circle of influence of the largest number of followers. Unfortunately, far from the demanding formation of a commercial network and far from the search for the well-being of their clients that they so proclaim.<\/p>\n<p>I just want, anonymous friend, to give you lots and lots of encouragement. Without our mistakes we couldn't improve, and I'm sure that without your disappointing passage through <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_79\">Citisoluciones<\/span>, you would not have written such a sincere, sad and at the same time honestly grateful text. With your foresight, honesty and effort, have no doubt that time will put you in the place you deserve. That's how it usually does with everyone, for better and for worse.<\/p>\n<p>I am sure your comment is appreciated by many.<\/p>\n<p>P.S. Anonymous, please write us a <a href=\"mailto:gurusmundi@gmail.com\">e-mail<\/a><a href=\"mailto:gurusmundi@gmail.com\"> contact details<\/a>, We would be delighted to count you among our partners.<\/div>","protected":false},"excerpt":{"rendered":"<p>Hemos recibido un comentario an\u00f3nimo a nuestro art\u00edculo Citisoluciones, el Networking al servicio de CitiBank. Descanse en paz la independencia financiera de Kiyosaki. El hecho de que lo publiquemos no significa que suscribamos todo su contenido, pero nos parece tan crudo como tristemente sincero, y creemos que merece que lo le\u00e1is \u00edntegro y en forma [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-22829","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"_links":{"self":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts\/22829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/comments?post=22829"}],"version-history":[{"count":0,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts\/22829\/revisions"}],"wp:attachment":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/media?parent=22829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/categories?post=22829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/tags?post=22829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}