{"id":22777,"date":"2007-07-27T00:05:00","date_gmt":"2007-07-27T00:05:00","guid":{"rendered":"https:\/\/clusterfamilyoffice.com\/blog\/?p=587"},"modified":"2007-07-27T00:05:00","modified_gmt":"2007-07-27T00:05:00","slug":"el-crowdsourcing-y-la-cartera-de-rv-autogestionada","status":"publish","type":"post","link":"https:\/\/clusterfamilyoffice.com\/en\/el-crowdsourcing-y-la-cartera-de-rv-autogestionada\/","title":{"rendered":"Crowdsourcing and self-managed VR portfolios."},"content":{"rendered":"<div style=\"text-align: justify;\">The <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_0\">globalisation<\/span>, <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_1\">the internet<\/span>, the speed of information, the widespread availability of higher education, the instant exchange of knowledge and experiences across the globe, and investment opportunities <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_2\">globalised<\/span>, etc. We could link all these concepts to the <a href=\"http:\/\/en.wikipedia.org\/wiki\/Crowdsourcing\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: bold;\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_3\">crowdsourcing<\/span><\/span><\/a> and the love-hate relationship between retail investors and the equity market.<\/div>\n<div style=\"text-align: justify;\">Just a few years ago, only a handful of investors dared to put their money into the stock market by making their own decisions. And those who did so had to be part of a <span style=\"font-style: italic;\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_4\">elite<\/span><\/span> from <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_5\">businessmen<\/span> which operated with average volumes through <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_6\">brokers<\/span> employed in large specialist firms which, <span style=\"font-style: italic;\">paternally<\/span>, they were responsible for recommending as many portfolio changes as possible with <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_7\">vampiric<\/span> intentions. Small investors had to either sit on the sidelines or settle for whatever their bank could do with their savings \u2013 in other words, mediocrity or even inaction.<\/p>\n<p>Nowadays, any small-scale saver with an interest in the stock market trades via <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_8\">the internet<\/span> paying much lower commissions and with no one trying to sell them the catch of the day. This might lead us to think that it is detrimental to anyone who isn\u2019t an expert in the field, but there are more benefits than drawbacks. Anyone looking for advice, information and opinions can find them in a host of traditional publications, but above all in <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_9\">websites<\/span> and financial blogs. I should point out here that seeking advice from <a href=\"http:\/\/www.cincodias.com\/\" target=\"_blank\" rel=\"noopener\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_10\">CincoD\u00edas<\/span><\/a> o <a href=\"http:\/\/www.expansion.com\/\" target=\"_blank\" rel=\"noopener\">Expansion<\/a> For example, it does not necessarily offer a better chance of success than reading a variety of other blogs. Both traditional financial channels and those that are more diverse but have a smaller readership can provide guidance <span style=\"font-weight: bold;\">excellent<\/span> and also <span style=\"font-weight: bold;\">aberrant<\/span>. In short, <span style=\"font-style: italic;\">just like real life<\/span>.<\/p>\n<p><a onblur=\"try {parent.deselectBloggerImageGracefully();} catch(e) {}\" href=\"http:\/\/mastroblog.files.wordpress.com\/2007\/03\/crowd.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" style=\"margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 485px; height: 287px;\" src=\"http:\/\/mastroblog.files.wordpress.com\/2007\/03\/crowd.jpg\" alt=\"\" border=\"0\" \/><\/a><br \/>This form <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_11\">self-taught<\/span> and free to learn, gather information and get misled wherever you like, so you can invest through whatever channel you choose in whatever you <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_12\">please<\/span> is a <span style=\"font-weight: bold;\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_13\">crowdsourcing<\/span><\/span> <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_14\">fascinating<\/span>. The same potential investor who receives information, education and misinformation from any source or channel soon becomes a source of their own experience. They, in turn, disseminate information, education and misinformation just like everyone else, thereby expanding the range of options available at their fingertips <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_15\">click<\/span> any other potential investor, who will be emboldened by reading about the experiences of inexperienced investors with whom they feel a sense of identification and support, encouraging them to enter the market.<\/p>\n<p>Some might say it\u2019s dangerous and reckless. That one shouldn\u2019t try to be <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_16\">self-taught<\/span> and that you should always go through an \u00abexpert\u00bb when investing in the stock market. Someone who knows a lot and tells you where you\u2019ll make money and where you\u2019ll lose it, in exchange for a share of your profits and losses, of course. Although, come to think of it, if they knew where you\u2019d make money and where you\u2019d lose it, they wouldn\u2019t waste their time advising others in exchange for a measly commission.<\/p>\n<p>As I\u2019ve already said, I personally believe that the benefits outweigh the drawbacks. The <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_17\">crowdsourcing<\/span> It can work very well for some stock market investors, and I think it\u2019s a growing trend of which we should all be proud. <span style=\"font-weight: bold;\">The internet has done more for global freedom than many significant historical events<\/span>.<\/p>\n<p>Tools such as <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_18\">ETFs<\/span> help to promote the independence of <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_19\">crowdsourcing<\/span> and free small investors from the shackles of expensive financial products that rely on fund managers. This is similar to what happens with <a href=\"http:\/\/www.ahorro.com\/acnet\/iw\/jsp\/ahorro\/guia_ibex_bolsa_2007.jsp?refKey=go\" target=\"_blank\" rel=\"noopener\">Savings.<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_20\">com<\/span><\/a> o <a href=\"https:\/\/www.selftrade.es\/\" target=\"_blank\" rel=\"noopener\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_21\">Selftrade<\/span><\/a> For example. In short, there is a proliferation of tools enabling small investors to access stock market knowledge and invest their money however they wish, with ease.<\/p>\n<p>The ethical aspect of all this, or the effects it has <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_22\">crowdsourcing<\/span> Global investment in equity markets is a much more complex matter to analyse. Some may consider that the <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_23\">gambling addiction<\/span> in the manner of <a href=\"http:\/\/www.miapuesta.com\/\" target=\"_blank\" rel=\"noopener\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_24\">my bid<\/span>.<span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_25\">com<\/span><\/a>, others might call it finance for the masses. Like everything else in this world, it\u2019s a matter of opinion. Perhaps it\u2019s down to my almost pathological philanthropy, but I see it as a positive thing that small investors are gaining greater freedom, even if many of them lose money.<\/p>\n<p>Strategic and wealth planning is a completely different matter. A <a href=\"http:\/\/www.rankia.com\/blog\/familyoffice\/2007_04_01_archive.html\" target=\"_blank\" rel=\"noopener\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_26\">PGR<\/span><\/a> is a haute couture garment that must be crafted in collaboration with <span style=\"font-style: italic; font-weight: bold;\"><span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_27\">Counsellors<\/span><\/span><span style=\"font-weight: bold;\"> honest and highly knowledgeable in their field<\/span>. Dressed so elegantly and under their watchful gaze, let\u2019s enjoy the best <span class=\"blsp-spelling-error\" id=\"SPELLING_ERROR_28\">Crowdsourcing<\/span>.<\/div>","protected":false},"excerpt":{"rendered":"<p>La globalizaci\u00f3n, internet, la velocidad de la informaci\u00f3n, la popularizaci\u00f3n de la formaci\u00f3n acad\u00e9mica, el intercambio inmediato de conocimientos y experiencias en todo el planeta, la posibilidad de inversi\u00f3n globalizada, etc&#8230; Todos estos conceptos podr\u00edamos vincularlos con el crowdsourcing y la relaci\u00f3n de amor-odio entre los peque\u00f1os inversores y la Renta Variable. Hace unos pocos [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-22777","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"_links":{"self":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts\/22777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/comments?post=22777"}],"version-history":[{"count":0,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts\/22777\/revisions"}],"wp:attachment":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/media?parent=22777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/categories?post=22777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/tags?post=22777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}