{"id":22760,"date":"2007-04-30T13:17:00","date_gmt":"2007-04-30T13:17:00","guid":{"rendered":"https:\/\/clusterfamilyoffice.com\/blog\/?p=612"},"modified":"2007-04-30T13:17:00","modified_gmt":"2007-04-30T13:17:00","slug":"guia-de-inversion-pret-a-porter-o-la-lampara-de-aladino","status":"publish","type":"post","link":"https:\/\/clusterfamilyoffice.com\/en\/guia-de-inversion-pret-a-porter-o-la-lampara-de-aladino\/","title":{"rendered":"Pr\u00eat \u00e0 Porter Investment Guide. Or Aladdin\u2019s Lamp."},"content":{"rendered":"
\"\"<\/a>Financial products are not inherently good or bad, but<\/span> which depend on the current international economic climate and, above all, on each individual\u2019s personal circumstances. These personal circumstances go far beyond simply the state of our finances. We must take into account such important factors as our plans for the future, our family situation, the things that keep us awake at night, what we trust and what we do not, and so on. In short, we need to carry out what we call a PGR<\/span><\/span> (Comprehensive Wealth Planning)<\/span>, which includes, amongst other things, the preparation of a Vital Balance<\/span>: <\/div>\n
If we cannot conceive of a company\u2019s existence without rigorous financial statements that provide us with all the necessary information about it, how can we plan our personal finances for the present and the future without applying this accounting principle to our own lives? Moreover, when we do so, we will have a much clearer idea of clarifying<\/span><\/span> and provides insight into our current financial situation; and, most importantly, we will reflect on what we want our lives to be like in the future \u2013 both the near and the distant future.
We can assure you that all our customers have gone through this process of creating their own PGR<\/span><\/span>, with passion and enthusiasm. For all of them, it has meant a radical change in their outlook on the present and future of their own lives and those of their families. And once completed<\/span> Through this process, we will be able to start clearly identifying the financial products that best suit our life plan, taking into account obviously<\/span> the quality and quantity of our assets. With our ideas clarified and no doubts as to how, where, for how long and in return for what we make our investments, we will set out on our rigorous journey, in which time will work in our favour.
\"\"<\/a>As you may have read in other posts on this blog, we have implemented what we call Fresh<\/span><\/span> Family<\/span><\/span> Office<\/span><\/span><\/a>. In other words, we apply these protocols for analysing medium-sized and large clients to young investors with nascent assets or savings:
In doing so, it becomes clear that this whole process of analysing one\u2019s life (PGR<\/span><\/span>) would require time and effort on our part, which an estate worth less than half a million euros could not afford, even if, as always, we include all its assets in this figure: property, savings, businesses, etc. Therefore, we have no choice but to simplify this PGR<\/span><\/span> so that, using the information provided by the data subject and summarised to the bare essentials, we can obtain the data we need to plan the early years<\/span> savings\/investment for future potential customer<\/span>. We are able to do this and are keen to do so on a voluntary basis. Furthermore, depending on the level of involvement each person wishes to have in their own finances and the time we have available, we will continue to improve and refine their investments until our customers<\/span> grow in terms of both scale and expertise. Until they are capable of making decisions independently, whilst also having sufficient resources to afford ongoing or ad hoc high-level external advice. In this way, we create an initial Effect Cluster<\/span><\/span><\/a> in its financial assets. <\/p>\n

Learning how to create effects cluster<\/span><\/span> in any aspect of life is the factor distinguishing feature<\/span><\/span> between success and mediocrity, both personally and financially.<\/p><\/blockquote>\n

<\/blockquote>\n

To sum up, for all those who were hoping to read this post as a guide to investing in products that would simply make them rich, independent and wise\u2026 I\u2019m afraid I\u2019ll have to disappoint you. Your only option is to find a lamp that Aladdin<\/span><\/span>, so that when you rub it, a \u00abgenie\u00bb \u2013 perhaps an executive, a bank manager or a financial adviser \u2013 appears and grants you a wish temporarily<\/span>. For example, a Astroc<\/span><\/span><\/a> at 74.99, which \u00abis about to take off, for sure, I\u2019ve got it on good authority\u2026\u00bb, and which will leave them feeling utterly dejected, having lost their savings and all the effort they\u2019ve put in over months or years.
But for those of you who expect a little more from this blog, I\u2019d like to say that the better you know yourselves \u2013 and the more we know about you, your circumstances and your plans for the future \u2013 the better we\u2019ll be able to work together to achieve a comprehensive plan for your present and future wealth. The next step is time<\/span> and Rigour will do the rest. The former is inexorable; the latter must be to earn it<\/span> day by day.<\/div>","protected":false},"excerpt":{"rendered":"

Los productos financieros no son buenos o malos intr\u00ednsecamente, sino que dependen de la coyuntura econ\u00f3mica internacional del momento y, sobre todo, de la situaci\u00f3n personal de cada uno. Esta situaci\u00f3n personal va mucho m\u00e1s all\u00e1 de la simple condici\u00f3n de nuestras finanzas. Hay que tener en cuenta factores tan importantes como los planes de […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-22760","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"_links":{"self":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts\/22760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/comments?post=22760"}],"version-history":[{"count":0,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/posts\/22760\/revisions"}],"wp:attachment":[{"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/media?parent=22760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/categories?post=22760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clusterfamilyoffice.com\/en\/wp-json\/wp\/v2\/tags?post=22760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}